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ZIP Code Market Report · 85020 · Phoenix, AZ

85020 North Central Phoenix Housing Market

ZIP 85020 median sale: $389K · Phoenix Metro HPI -1.9% YoY · Phoenix, AZ
Updated October 22, 2026 — refreshed nightly from ARMLS closed sales

Haus Signal: ↘ 32 · Cold for 85020. Demand has dropped — 4.9 months of supply and 71-day DOM. Buyers hold significant leverage on price, repairs, and closing terms.

Haus Signal · 85020 Updated October 22, 2026
↘32
32 below typical · Cold for 85020
Scored vs North Central Phoenix · 12-quarter history · net of season
CoolTypicalWarm
Buyers hold considerable leverage here — 4.9 months of supply and 56% of listings carrying price reductions. Homes are averaging 71 days on market against a 95.3% negotiation index. Sale terms are commonly negotiated on price, repairs, and closing costs.
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See how this market has shifted over the last 30 days and what leading indicators suggest for the next 60–90 days. The full layered read — current temperature, recent trend, and forward forecast — unlocks with a free account.
Median Price
$389K
ZIP 85020 · 90-day median
Source: Opitz Housing Report · ARMLS © · closed sales · 90-day · Updated Oct 22 · ZIP 85020
Median Days on Mkt
71
ZIP 85020 median
Source: Opitz Housing Report · ARMLS © · closed sales · Updated Oct 22 · ZIP 85020
Months of Supply
4.9
Buyer favoring
Source: Opitz Housing Report · ARMLS © · active inventory ÷ sales rate · Updated Oct 22 · ZIP 85020
Price Reductions
56%
Elevated
Source: Opitz Housing Report · ARMLS © · active listings · Updated Oct 22 · ZIP 85020
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85020 North Central Phoenix · ARMLS data · Free to access

Market Snapshot

85020 · Phoenix
Active Listings
156
▲ 11.1% MoM
Source: Opitz Housing Report · ARMLS © · active feed · Updated Oct 22 · ZIP 85020
Sale vs. Original List
95.3%
Close price ÷ original ask
Source: Opitz Housing Report · ARMLS © · ClosePrice ÷ OriginalListPrice · Updated Oct 22 · ZIP 85020
YOY Appreciation
-1.9%
Phoenix Metro HPI
OHR HPI · BMN repeat-sales · Phoenix Metro
10-Yr Appreciation
+102.6%
Phoenix Metro +101.3% · same 10 years
OHR HPI · BMN repeat-sales · ZIP 85020 · 2016-Q2 → 2026-Q2 · a ZIP index can move about ±4.3 pts on which homes resold
Time to Contract
48d
In the Haus Signal
Source: Opitz Housing Report · ARMLS © · median list → under-contract · ZIP 85020
OHR Home Price Index
Phoenix Metro Appreciation
Now
—
Current quarter to date
Last 12 Months
—
Phoenix metro · vs. one year ago
Last 5 Years
—  
Total · annualized rate
Last 10 Years
—  
Total · annualized rate
—
OHR Derived · Bailey-Muth-Nourse repeat-sales regression on ARMLS data
Data reflects aggregate ARMLS market trends as of October 22, 2026. Sign up for real-time updates.

What a Free Account Unlocks for 85020

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Your Property's Value in 85020

Get an estimated value range for your home based on recent closed sales in North Central Phoenix. Current median sale price: $389K.

Daily Haus Signal for 85020

Today's reading: ↘ 32 · Cold for 85020. Track how this ZIP shifts week to week with 7 weighted indicators.

North Central Phoenix Comparables

Recent sales, price trends, DOM patterns, and negotiation-index data — the same intel licensed agents use to advise their clients.

How the Haus Signal Works

The Haus Signal is a three-layer read of the market — current temperature (NOW), recent trend (DIRECTION), and a 60–90 day forecast (FORECAST) — scored against each ZIP's own historical distribution. Every input is derived directly from ARMLS closed and active transaction records. No estimates. No third-party projections.

3
Layers · NOW · DIRECTION · FORECAST
Current temperature uses months of supply, DOM, sale-to-list ratio, and price reductions. Direction tracks the 30-day delta as snapshots accumulate. Forecast reads leading indicators — pending volume, inventory change, $/sqft momentum — for the next 60–90 days.
0–100
Per-ZIP Relative Score
Each indicator is scored against this ZIP's own 12-quarter distribution, not against a Phoenix-wide breakpoint table. 50 = typical for this ZIP, 0 = at the floor of its own 3-year range, 100 = at the ceiling. So "Cool for 85253" means PV-relative cool, not metro-relative.
24h
Refresh Cycle
Inputs recalculate daily as new closed sales, pending contracts, and listing changes flow through ARMLS. The per-ZIP HPI series refreshes weekly via Bailey-Muth-Nourse repeat-sales regression.
ZIP
Level Precision
Metro figures hide the story. Paradise Valley and Maryvale aren't the same market — their typical DOM, sale-to-list spread, and supply rhythm are structurally different. The Haus Signal honors that.
Agents and homeowners across Maricopa County use this data daily

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Work Directly With Bradley
Selling or buying in 85020? Talk to the person behind the data.
Everything on this page comes from the same ARMLS data I use with my own clients. When you're ready to act on it — listing a home in North Central Phoenix, buying one here, or both — reach out and you'll hear back from me directly.
Bradley Opitz
Founder & CEO
Licensed AZ REALTOR® · RETSY Real Estate

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